AFFIRM Adaptive Checkout - Pay Over Time


Pay at Your Own Pace

With Affirm, split purchases into 4 interest-free payments every two weeks or
longer-term monthly payments Simply select Affirm at checkout to split your purchase into 4 interest-free payments, or select a monthly installment plan over a time period that works best for you.

Prequalify Now!
OR
Select the Affirm logo at checkout: 


Choose 4 interest-free payments paid every two weeks or monthly installments.
For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR

  • Step 1. Fill your cart
    Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
  • Step 2. Choose how to pay
    Pick the payment plan you like best. You’ll never pay more than you agree to up
    front.
  • Step 3. Pay over time
    Make payments at affirm.com or in the Affirm app. You’ll also get reminders by text and email.

With Affirm, you always know exactly what you’ll owe and when you’ll be done
paying. Affirm tells you the total amount you’ll pay up front. That number will never go up. You choose the payment schedule that works best for you.

Affirm doesn’t charge late fees or hidden fees of any kind, ever.
Disclosure Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or
arranged pursuant to a California Financing Law license. For licenses and disclosures,
see affirm.com/licenses.


FAQs

Can I pay off my purchase early?
Yes! There’s no penalty for paying early.

How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or
Android. Affirm will send you email and text reminders before payments are due.

Can I return an item I bought with Affirm?
Yes—you can return an item you bought with Affirm by initiating the return process
with the store.

Does checking my eligibility affect my credit score?
No—your credit score won’t be affected when you create an Affirm account or
check your eligibility. If you decide to buy with Affirm, this may impact your credit
score. You can find more information in Affirm’s Help Center.

Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps
Affirm verify it’s really you who is creating your account and signing in.

Where can I learn more about Affirm?
You can visit their website at affirm.com.